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AIM OF THE GAME
Two hands are dealt in baccarat -
The banker's hand and the player's hand. Prior to each
deal, the player wagers on whether the Player's hand or
the Banker's hand is closest to a total of 9. The player
also has the option to wager on a tie (i.e. both the
banker's and player's hands total the same).
HOW TO PLAY
Your chips are stacked by denomination (£1, £5, £25, £100,
£500) at the bottom of the screen. Select the amount you
would like to wager on a given hand by clicking the left
mouse button on the chip of that denomination. The amount
wagered per hand may be increased or decreased by placing
the mouse on the stack that you wish to add or subtract to
your bet and clicking with either the left or right mouse
button. Each time you click the left mouse button you will
add a chip from that pile to your planned wager amount.
Similarly, by clicking on the right mouse button you will
decrease your planned wager by the selected chip
denomination. Your total bet will be displayed in the
"Bet" field. You may repeat your last bet by simply
hitting the "0" button of your numeric keyboard. Other
keyboard shortcuts are summarised below.
There are three types of bets a player may wager on - the
Player's hand, the Banker's hand, or the Tie bet. A
combination of these bets can also be made. Place your
wagered amount by clicking with the left mouse button on
the baccarat table in the Player's field, the Banker's
field, the Tie field (any number above the Banker's
field), or any combination of these within the betting
limits. You start the round by pressing the Deal button.
After the Deal button is pressed, the Player and Banker
are dealt two cards. All tens and picture cards are worth
zero, aces are worth 1, and all other cards are worth
their face value. If the value of cards exceeds 9, then
the value is adjusted by subtracting 10 from the total.
Example
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Hand
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Hand Total
|
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9+7=16
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6 |
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5+5+5=15
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5 |
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10+9=19
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"Natural" 9
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After the first two cards are dealt
to both the Player and Dealer, a third additional card may
be dealt but the player does not ask for a third card. All
additional cards are subject to a third card rule. No hand
receives more than three cards. When the Player and Banker
hands equal the same total, the hand is declared a Tie.
Third Card Rules
If the Player's two cards total
|
Hand
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Draw?
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0-5 |
Players Hand Must
Draw |
|
6-7 |
Players Hand Must
Stand |
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8-9 |
"Natural" (Both
Hands Stand) |
After the Player's Hand acts on a
third card draw, the Banker's Hand receives a third card
according to these rules:
|
Banker's Hand
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Draw?
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0-2 |
Banker's Hand Must
Draw |
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3-6 |
Third card to
Player's hand determines draw or stand
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7 |
Banker's Hand Must
Stand |
When the Banker's
two cards total between 3-6:
|
Banker's Hand
|
Banker's hand draws
when Player's third card is: |
Banker's hand does
not draw when Player's third card is: |
|
3 |
1-2-3-4-5-6-7-9
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8 |
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4 |
2-3-4-5-6-7
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0,1,8,9
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|
5 |
4-5-6-7
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0-1-2-3-8-9
|
|
6 |
6-7 |
0-1-2-3-4-5-8-9
|
|
7 |
Banker's hand must
stand |
Banker's hand must
stand |
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8-9 |
"Natural" - Bank
stands |
"Natural" - Bank
stands |
If the Player's
hand stands on two cards, then a two card Banker hand
totalling 3,4,5 must draw and a Banker hand totalling 6
must stand.
PAYOUTS
A winning Player hand wager is paid at 1 to 1. A winning
Banker hand wager is also paid at 1 to 1 but the player
must pay a 5% commission to the bank. Winning Tie wagers
are paid at 8 to 1.
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